University Provident Fund Loan


Loan details

  • Eligibility 


All permanent employees who confirm in their post are eligible to draw this loan.


  •  Maximum Amount                

The amount equivalent to the 48 months salary,Total value of liabilities (All loans, Bonds & Guarantees) should not exceed 75% of the total University Provident Fund Balance, University provident Fund contributor or an amount not exceeding 65% of the Provident Fund balance & Monthly deductions should not exceed 60% of the basic Salary & Applicable Allowance.


  • Interest Rate 

No Interest 


  • No. of Installments

120  Installments