University Provident Fund Loan

Loan details

  • Eligibility 

All permanent employees who confirm in their post are eligible to draw this loan.

  •  Maximum Amount                

The amount equivalent to the 48 months salary,Total value of liabilities (All loans, Bonds & Guarantees) should not exceed 75% of the total University Provident Fund Balance, University provident Fund contributor or an amount not exceeding 65% of the Provident Fund balance & Monthly deductions should not exceed 60% of the basic Salary & Applicable Allowance.

  • Interest Rate 

No Interest 

  • No. of Installments

120  Installments